Do you know about online loans? Online loans are an option that you can consider if you need fast funds without having to bother going to a bank or other financial institution.
However, what needs to be considered is that online loans are usually offered at higher interest rates than loans at banks. However, take it easy, you can still find online loans with low interest. So, don’t worry, you can still get fast funds with affordable interest.
The following is a list of the best online loan applications according to diringkas.com
The gojek application announced on January 1 2023 that they started an online loan application, with a loan limit of 15 million and a maximum payment tenor of 6 months, verification only requires an e-KTP, and you can borrow more than 1x as long as the limit is still available!
Above is an example of a simulation from the direct gopay website, the source of Make Your Wishes Come True by Activating GoPayPinjam
Gopaypinjam is also very fast in disbursing funds! one of my recommendations if you need fast funds.
For the gopay application download link, click here > GOPAY – Application on Google Play
Akulaku
Akulaku is an online loan application that can be used by individuals or companies to borrow cash for a flexible period of time. The Akulaku application was developed by PT Akulaku Indonesia which is a Jakarta-based fintech company.
The Akulaku application offers cash loans of up to IDR 10 million with a loan period that can be adjusted to the needs of the borrower. The loan application process at Akulaku is quite easy, just fill out the loan application form available in the application, then wait for a response from Akulaku.
To be able to apply for a loan at Akulaku, borrowers must meet the following requirements:
Have a minimum age of 21 years
Have a valid KTP
Have an active phone number
Have a bank account registered in the name of the borrower
Apart from that, Akulaku also requires verification of supporting documents such as payslips or income statements so that the limit given is bigger!
The interest from Akulaku itself is 0.6% and 1% admin each month. For a complete simulation, you can try it directly in the application, you can check it here. >> Akulaku – Shopping and Installments – Apps on Google Play
Shopee Borrow
Shopee loans are one of the features offered by Shopee and are one of the most trusted and fast loan applications, verify as usual using a KTP and fill in the requested data in the Shopee application to submit it.
The interest offered by Shopee lending as an online loan application is quite ok, starting at 1.95%, the disbursement is also very fast and counted instantly! It is perfect if you need an emergency fund.
To download Shopee, you can click the link here > Shopee 12.12 Birthday Sale – Application on Google Play
Kredivo
Kredivo is a unique online loan application, because this application provides 0% interest if the user only borrows with a tenor of only 30 days! This is what makes Kredivo one of my recommendations if you want an emergency loan and will pay it back next month.
The Kredivo online loan application is quite well-known among loan applications, because Kredivo works together with Tokopedia as the largest marketplace in Indonesia, so there is no doubt about Kredivo’s credibility!
The JULO online loan application is an excellent choice for those of you who are in urgent need of funds. This application makes it easy for you to apply for a loan without leaving your home. You only need to download this application on your device and complete the necessary personal data.
The loan application process in the JULO application is very fast and easy. You only need to fill out the loan application form with valid data, then wait for approval from JULO. If you are accepted, the funds will be transferred to your account in a short time.
One of the advantages of the JULO online loan application is the fairly high approval rate. This application also provides a variety of loan term options that you can choose according to your needs. And most importantly this application offers reasonable and affordable interest rates. So you don’t need to worry about getting a large interest burden.
To download the JULO online loan application, click here >JULO Digital Credit & Loans – Apps on Google Play
KrediFazz
The online loan application that I personally use when I need fast funds, sending funds that are instant and relatively fast is the main attraction of this loan application 1.
The acceptable rate for being allowed to borrow in this application is quite large, and also filling in the required data is not too complicated, just like other online loan applications, this application requires a KTP as the main condition for borrowing money online.
KrediFazz’s payback time is one that is flexible, but it is always my advice when borrowing money from an online loan application, take the shortest timeframe so that the financial calculations and costs incurred are not too large.
To download the KrediFazz application, you can directly press here > KrediFazz – Fast Cash Loan – Apps on Google Play
Closing
So that’s the list of online loan applications with small interest and fast disbursement which are sure to have been officially registered with the OJK, which means they are legal!
The application that I suggested above is an online loan application with the lowest interest that I know of, I have tested it independently and I will choose it the first time according to the order of the numbers above.
Make sure you always borrow money in online loan applications when you really need it! Because sometimes we get carried away and forget that there are bills, and our activities are disrupted due to calls from debt collectors hahaha.
How? Have you decided which application to borrow? Let me know which one I chose in the comments!
Thank you for reading the article about recommendations for online loan applications on the diringkas.com website! Good luck!
tags:
OJK online loans, fast liquid online loans, low interest online loans, trusted online loans
