AXA Travel Insurance Comparison with Allianz, Which Is More Suitable for You?

Hello Diringkas friends! Do you like traveling? If so, of course you know how important it is to have travel insurance that can protect you from various risks that may occur during your trip, such as accidents, flight delays, loss of goods, or sickness. However, with so many choices of travel insurance on the market, you may be confused about which one to choose. So, in this article, we will help you by providing a comparison of AXA travel insurance with Allianz , the two best and most trusted travel insurance products in Indonesia at the moment.

AXA Travel Insurance

AXA Travel Insurance is an insurance product from PT Mandiri AXA General Insurance that provides protection for those of you who travel domestically or internationally. AXA Travel Insurance has two types of products, namely:

• • AXA Domestic Travel , for domestic trips with premiums starting from IDR 47,000 per person for 1-4 days of travel.

• • AXA SmartTraveller , for overseas trips with premiums starting from IDR 182,000 per person for 1-4 days of travel.

Here are some of the benefits that you can get from AXA Travel Insurance:

Benefit	AXA Travel Domestic	AXA SmartTraveller
Accidental death compensation	up to IDR 200 million	up to IDR 2.6 billion
Medical expenses due to accident or illness	up to IDR 100 million	up to IDR 2.6 billion
Flight delay	IDR 2.5 Million to IDR 6.5 Million	IDR 1.3 Million to 65 Million
Loss or damage to baggage and personal effects	up to IDR 3 million	up to IDR 6.5 million
Trip cancellation or shortening	–	up to IDR 65 million

To apply for AXA Travel Insurance, you can do it online by filling in your travel information, choice of insurance plan, personal and other participants’ data, as well as paying the premium.

Allianz Travel Insurance

Allianz Travel Insurance is an insurance product from PT Asuransi Allianz Utama Indonesia which provides protection for those of you who travel domestically or internationally. Allianz Travel Insurance has two types of products, namely:

• • New Annual Travel Pro Travel Insurance , for domestic and foreign trips with premiums starting from IDR 200,000 per person for one year.

• • New Travel Pro Travel Insurance , for overseas trips with premiums starting from IDR 250,000 per person for 1-4 days of travel.

Here are some of the benefits you can get from Allianz Travel Insurance:

Benefit	New Annual Travel Pro Travel Insurance	New Travel Pro Travel Insurance
Accidental death compensation	IDR 280 million to IDR 1.4 billion	IDR 280 million to IDR 1.4 billion
Medical expenses due to accident or illness	IDR 21 million	IDR 21 million
Flight delay	IDR 15 Million to IDR 70 Million	IDR 15 Million to IDR 70 Million
Loss or damage to baggage and personal effects	IDR 0 to IDR 35 million	IDR 0 to IDR 35 million
Trip cancellation or shortening	IDR 7 Million to IDR 70 Million	IDR 7 Million to IDR 70 Million

To apply for Allianz Travel Insurance, you can do it online by filling in your travel information, choice of insurance plan, personal and other participants’ data, as well as paying the premium.

Conclusion

From the comparison above, we can see that AXA and Allianz Travel Insurance have almost the same benefits, but at different prices. If you are looking for more affordable travel insurance, then AXA Travel Insurance can be your choice. However, if you are looking for travel insurance that is more flexible and can be used for trips all year round, then Allianz Travel Insurance can be your choice. Thus our article on AXA travel insurance comparison with Allianz. Hopefully this article is useful for those of you who are looking for the best travel insurance to protect yourself while traveling. If you have questions or feedback regarding this article, please write in the comments column below. Thankyou for read our article. See you in the next article!